American Health Benefits


In the event a participant suffers from a Certified Injury that requires Emergency Medical Transportation by helicopter in accordance with local EMS protocols, the program will reimburse the participant up to a maximum of $4,000.00 per occurrence. Reimbursement includes expenses incurred from the cost of Medically Necessary of Life Threatening Helicopter Transportation from the scene of an accident to the nearest medical facility capable of treating the injuries or from one medical facility to another medical facility. Claims for Medically Necessary transports from one medical facility to another medical facility are subject to review by Lifeguard's Medical Officer.
	Provisions: One benefit & programs will be payable per occurrence Benefit in excess of all other valid collectable insurance Coverage is worldwide Policy will include $1,000.00 scheduled airline AD&D Transportation by helicopter only
How to use: 1. Call 911 or the local equivalent. Local EMS protocols will make the determination for necessity and type of medical transportation that best fits each situation. 2. To file a claim please call Lifeguard at 1-800-446-7142. Underwritten by a member company of the National Accident Insurance Group Rated A+ by A.M. Best Certain terms and conditions apply- For further information contact Member services at 1-800-308-0374

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Please note that this is not health insurance and we do not make payments directly to medical service providers. It is a discount program, and you are obligated to pay for the health care services. You will receive discounts for medical services at certain health care providers who have contracted with the plan. This plan is administered by CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered. Note to Utah residents: this contract is not protected by the Utah Life and Health Guaranty Association.