Click here to order

Medical Savings Programs and Benefits


By using the PHCS proprietary network of over 358,000 providers nationwide, members can access 20-45% savings on medical services. Average savings for AHB members is over 40%.  Members can save money on services such as routine office visits and ancillary services, including lab work and imaging centers by accessing a participating provider. This program does not include access to hospitals.

Sample Procedure

Regular Cost Your Sample Cost Your Savings

Office Visit

$85.00 $48.45 43%

X-Ray-Chest Two Views

$61.88 $44.80 13%

Total for this Visit

$146.88 $93.25 32%

Office Visit

$70.20 $46.20 34%

Urinalysis Routine Complete

$16.49 $10.34 37%

Drawing Blood

$21.19 $12.68 40%

 Total for this Visit

$107.88 $69.22 35%

Office Visit

$95.00 $60.80 36%

Biopsy Skin SubQ Tissue

$106.53 $74.48 30%

Removal of Skin Lesion

$280.04 $176.22 37%

 Total for this Visit

$481.57 $311.50 35%

Chiropractic Manipulation

$38.27 $30.62 20%

Hot or Cold Packs Therapy

$16.33 $9.96 39%

 Total for this Visit

$54.60 $40.58 25%

- This sample chart will vary by specific provider, program and location.

How To Access Your Discounts:

Step 1:
To locate a provider, click here Provider Search or call toll-free 1-888-335-8222 for the name of a provider in your area.

Step 2:
Before calling your provider’s office to schedule your appointment, call the Physician Relations Department to verify your provider’s participation in the medical savings program. A representative will verify the provider’s continued participation on your behalf. At your request, the representative will call you back or send you an e-mail to confirm the provider you’ve chosen is participating. Then, you may call to set up your appointment.

Step 3:
Present your identification card and the “Dear Doctor” letter included in your membership kit to the receptionist when you arrive at the participating provider’s office. Your ID card instructs the provider to call or fax Physician Relations for the negotiated rate agreed upon in their contract with PHCS.

Step 4:
Remember, you are responsible for paying the provider the entire discounted fee at the time service is provided.

Important Note to Providers:
Please follow the instructions on the back of the Member’s ID card for assistance in obtaining the negotiated rate agreed upon in your Preferred Provider contract with PHCS. If you have any questions regarding this program, please call the Provider Department at
1-888-335-8222 and identify yourself as a provider’s office.


home | about us l provider search | customer service | testimonials | contact us


THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.*
This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at this website. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.
The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Florida, Massachusetts, Montana and Vermont. *Medicare statement applies to MD residents when pharmacy discounts are part of program. 

Copyright (c) 2003 - 2007 American Health Benefits. All rights reserved
Designed by JSO Solutions, Inc.

 
home register contact us espanol