Dear Provider:

CAREINGTON International Corporation is a customer with the PHCS Preferred Provider Network. Please take a moment to read some important information about the Physician Access Program being presented to you. The member is entitled to receive the negotiated rate agreed upon through your preferred provider contract with PHCS. This program includes access to PHCS physicians and ancillary providers. It does not include network hospitals.

To determine the amount payable to you, call CAREINGTON International, the administrator of this member's program at (888) 335-8222.

For physician charges, the savings will be calculated and stated over the phone, and the patient will pay the negotiated rate at the time of service.

You can expect the following from Physician Access Program patients:

• 100% direction to PHCS participating providers
  
• Payment at the time of service or the discount does not apply
  
• Access to a toll free number to receive information on the negotiated rate
  
• Increased patient volume from this popular program

There are no forms to submit or restrictions. This is not a health insurance policy, and you cannot bill PHCS or CAREINGTON International for any portion of your fees.

If you have any questions about the program, please contact CAREINGTON International at (888) 335-8222.

If you have any questions about the PHCS Network, please contact PHCS Provider Relations at (800) 950-7040.