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Where can I use the
Prescription card?
The drug card is accepted at over 50,000 pharmacies throughout the United
States. The network includes pharmacy chains as well as thousands of
independent pharmacies throughout the country. Pharmacy location
information can be obtained by contacting customer service at
1-866-484-1991. If a neighborhood pharmacy is not already participating
in our network, please have them call us at 1-866-484-1991.We will send
them information about how they can participate in the network so that
you can take advantage of the savings as soon as possible.

What drugs are considered preferred (formulary)?
The Doctor's Prescribing Guide contains certain brand drugs for which
the member's prices is the scheduled amount listed. Drugs that are chemically
or therapeutically similar to drugs listed on the product guide are not
discounted. Prices are subject to change due to manufacturer price changes
to pharmacies. On these drugs, the participant enjoys two distinct discounts,
one through the pharmacy network and the second through the manufacturer.
What is my average discount on Non-Preferred
Drugs?
There is no guaranteed percentage savings on every prescription purchase.
The price paid depends upon the pharmacy and the type and quantity of
drug purchased. Pharmacies, just like other retail stores, compete against
each other and may have special prices on some products.When this is the
case, we cannot discount the pharmacy's already low price, but a member
will receive the advantage of the pharmacy's special pricing. THE
MEMBER ALWAYS RECEIVES THE LOWER OF THE RX CONTRACTED PRICE OR THE PHARMACY'S
PRICE.

What is a generic drug?
Once a patent on a brand name drug expires, other drug companies may make
a generic version of the drug, with the approval of the Food and Drug
Administration (FDA). The FDA's standards for quality are the same for
all manufacturers. This means the generic drug contains the same active
ingredients as the brand name whose patent has expired, and that its safe,
potent and effective.

How can I keep my prescription drug costs
down?
The use of generic prescription drugs, whenever available, is most cost
effective. Don't be shy - discuss your prescription options with your
doctor. Ask whether an alternative, less expensive option would work for
your condition. Show your doctor the Doctor's Prescribing Guide.

How will I know if there's a generic equivalent
available?
Simply ask your doctor or local pharmacist or call the pharmacy help desk
to find out about generic equivalents for your prescription. Also ask
your doctor to prescribe generics whenever possible and appropriate. (Your
new member packet will include helpful materials you can share with your
doctor.)

What if my pharmacy doesn't recognize the
card?
Pharmacies may not be familiar with every prescription drug program in
which they participate. If the pharmacist does not recognize your card
or if you encounter a problem at the pharmacy, DO NOT leave without having
the pharmacy call the toll- free number printed on the ID card.
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